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Why Buy Title Insurance | Choosing an Escrow Agent | Using An Attorney | FAQ


CHOOSING  An Escrow Agent
Choosing the right land title agency to handle your sale can mean the difference between a smooth, fast closing or a delayed closing with headaches and anguish!

Selecting a land title agent for closing is a choice, which should be made carefully and decided by you the Seller. Why? You will be working closely with this person throughout the entire 45 to 60 day period of your real estate sale process.

Trust All Title Services
You place a value on being treated in a courteous, friendly manner and getting answers to your questions. Home sellers need someone to be patient and understanding when confusing property tax and other escrow issues - past and future - appear suddenly.

We realize that how we handle inquires from you, go over documents, discuss aspects of your closing process and meet your deadlines are what really matters to you! We believe you will find us comfortable to work with.

We will become like your personal secretary, complying with the terms and conditions of your instructions and keep your funds safely deposited in an escrow account. This has always been our mission so you will have peace of mind working with an experienced staff!

What Happens at Closing
All Title Services, Inc. will search the records for any problems that "cloud" the title, endangering the ability to sell the property. We look for problems in the recording of easements, court judgments, liens, taxes, etc. We look for the mundane but critical paperwork errors! Per the land title industry information, there may be problems in about one quarter (1/4) of home sales!

Once the loan documents have been prepared, any defects in the title have been cured, any structural issues have been resolved; you're ready to close escrow. It is a time when all the final papers are signed.

Once the documents are properly signed, we will record the deed, mortgage and other pertinent documents that require recording with the appropriate authority. We will then deliver the "loan package" to the lender, which will include all the executed loan documents. Once the lender has these, they will release their loan proceeds to the escrow agent.

Escrow is very much a person-to-person business with documents and/or monies exchanged between and among the Buyer, Seller, Land Title agency, Lender, County Auditor Office, and other parties.

All Title Services, Inc. is the one who sees that all these exchanges of documents and dollars among the parties go smoothly. After closing, you will receive loan documents, deeds and other documents in the mail. 

TITLE 101
WHY BUY Title Insurance?
Many title problems can cause the complete or partial loss of your home or property. Even the most careful search of public records will not find every title problem. More

CHOOSING  An Escrow Agent
Choosing the right land title agency to handle your sale can mean the difference between a smooth, fast closing or a delayed closing with headaches and anguish! More

SHOULD I Hire a Lawyer?
Hiring a lawyer is not required by law in order to buy a house. But hiring a lawyer can help. More

FREQUENTLY Asked Questions More


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All Title Services, Inc., 270 E. Main St. - Suite 210, Painesville, Ohio 44077
Tel: (440) 357-9303  | Fax: (440) 357-9361 | Email

 

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